Is Cranial Facial Release covered by insurance?

Cranial facial release treatments are often covered by Dutch health insurers through supplementary insurance policies, but not always through the basic package. Coverage depends on your insurer, the type of policy, and whether the treatment is performed by a recognised chiropractor. Many insurers cover CFR as part of manual therapy or alternative medicine.

What is cranial facial release and why is it not always covered?

Cranial facial release (CFR) is a specialised chiropractic technique that reduces pressure in the skull and sinuses through gentle manipulation of the skull bones. The treatment helps with headaches, migraines, sinus problems, and tension in the head-neck area by restoring the natural movement of cranial sutures.

Health insurers have different positions on CFR coverage because it is a relatively new and specialised technique. Some insurers consider it an experimental treatment, whilst others recognise it as an effective form of manual therapy. The lack of extensive scientific research and the specialist nature of the treatment means that not all insurers cover CFR as standard.

Coverage also depends on the qualifications of the practitioner. Only recognised chiropractors with specific CFR training are eligible for reimbursement. This limits the number of practices that are covered, meaning patients sometimes need to be referred to specific practitioners.

Which health insurance companies cover cranial facial release treatments?

Most major Dutch health insurers, such as CZ, VGZ, Zilveren Kruis, and Menzis, cover CFR through supplementary insurance under manual therapy or alternative medicine. The basic package usually does not cover CFR, making supplementary insurance necessary for (partial) reimbursement.

CZ covers CFR up to €500 per year through supplementary packages, provided the treatment is performed by recognised chiropractors. VGZ applies similar amounts but sometimes requires prior approval. Zilveren Kruis covers CFR under ‘Alternative’ coverage, with annual limits between €300 and €750, depending on your package.

Menzis and other smaller insurers apply their own conditions and reimbursement amounts. Some insurers require a referral letter from your GP, whilst others allow direct access to chiropractic care. Always check your policy conditions and contact your insurer for current information about CFR coverage.

How much does a cranial facial release treatment cost on average?

A cranial facial release treatment costs on average between €75 and €120 per session, depending on the practice, location, and duration of treatment. Most patients need 3 to 6 treatments for optimal results, bringing the total cost to €225 to €720.

Various factors influence the price of CFR treatments. Practices in major cities often charge higher rates than practices in smaller towns. The experience and specialisation of the chiropractor also play a role, as do the duration of the treatment session and any additional techniques.

Compared to other chiropractic treatments, CFR falls in the middle segment in terms of cost. Regular chiropractic adjustments cost on average €50 to €80, whilst specialised techniques such as Y-strap treatments can cost €80 to €150. CFR falls between these price ranges due to the specific training and time the treatment requires.

How do you get cranial facial release covered by your insurance?

For CFR coverage, you need supplementary insurance and the treatment must be performed by a recognised chiropractor. Keep all treatment invoices and declare them to your insurer via the online portal or app within the specified time limits.

Follow these steps for successful reimbursement: first check your policy conditions for CFR coverage and annual limits. Then make an appointment with a recognised chiropractor who is registered with your insurer. After treatment, ask for a detailed invoice with treatment code, date, and amount.

Some insurers require prior approval or a referral letter from your GP. Ask about this when making your appointment. Preferably declare treatments within three months of the treatment date to avoid problems. Keep copies of all documents for your own administration.

How Ruggensteun helps with cranial facial release coverage

We fully support our patients in obtaining CFR coverage by ensuring correct documentation, the right treatment codes, and practical guidance during the claims process. Our experience with various insurers ensures smooth handling of your reimbursement application.

Our support for CFR coverage includes:

• Detailed treatment invoices with the correct codes for your insurer
• Advice on which supplementary insurance policies best cover CFR
• Help with completing claims forms and using online portals
• Contact with your insurer if questions arise about your claim
• Information about maximum reimbursement amounts and annual limits

As recognised chiropractors, we are registered with all major Dutch health insurers. Our cranial facial release treatments meet all quality requirements for reimbursement. For questions about coverage or making an appointment, you can contact us. More information about our practice and treatment options can be found on our website.